The first
decentralized
retirement planning solution

Empower your retirement savings by tapping into the value generation mechanisms of DeFi in an easy and secure way.

Whitepaper One pager

DeFi yields NFT plans Staking DAO

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Bitcoin €100.004,30 +0,05%

Ethereum €3.675,56 +0,06%

Solana €186,61 +0,02%

Cardano €0,72 +0,03%

ELDO €0,25 +0,00%

Reinventing retirement saving plans with Web3

Eldorado is a decentralized platform that empowers users to build, grow, and manage personalized retirement savings using blockchain, DeFi, and NFT technology. Through staking, yield opportunities, NFT-based pension plans, and a Learn-to-Earn academy, Eldorado offers a secure, inflation-resistant alternative to traditional pensions.

NFT retirement plans

Eldorado's NFT retirement plans allow users to lock ELDO tokens into smart contracts that mint unique, personalized NFTs representing their retirement savings.

These NFTs track contributions, maturity timelines, and potential yield, offering a transparent and portable pension solution. Unlike traditional plans, they are fully on-chain, potentially tradable, and owned entirely by the user without intermediaries.

DeFi yield opportunities

Eldorado integrates decentralized finance (DeFi) protocols to let users earn yield on their ELDO holdings through staking, lending, and liquidity farming. These options provide flexible, non-custodial ways to grow long-term savings with competitive returns.

By leveraging the wider DeFi ecosystem, users benefit from both platform-native rewards and additional yield streams.

DAO-based

Eldorado is governed by its community through a DAO, where ELDO token holders propose and vote on key decisions such as platform upgrades, staking rates, or fund allocation. This structure ensures transparency, accountability, and decentralization of power within the ecosystem.

As the platform evolves, the DAO will play a central role in shaping its direction and sustainability.

Eldorado Academy

The Eldorado Academy is an integrated learning platform that educates users on blockchain, retirement planning, and personal finance. It features a Learn-to-Earn model, rewarding users with ELDO tokens for completing educational modules and improving their financial literacy.

The Academy lowers the barrier to entry, onboarding users into DeFi while promoting responsible, informed long-term saving.

The ELDO token

The ELDO token is the native utility and governance asset of the Eldorado ecosystem. It powers all core functions of the platform, including staking, DeFi yield participation, NFT retirement plans, and on-chain governance through the Eldorado DAO. With a fixed total supply of 1 billion tokens and a deflationary burn mechanism on every transaction, ELDO is designed to increase in scarcity as platform adoption grows.

Whitepaper

The ELDO ecosystem

The Eldorado ecosystem combines a wide array of features that elevate it compared to traditional retirement saving plans.

Decentralized by design

Eldorado removes reliance on traditional financial institutions by leveraging blockchain technology to build a fully decentralized retirement ecosystem. Users retain full control of their assets, with no middlemen, no custodians, and transparent on-chain operations.

Real yield from DeFi

Users can put their ELDO tokens to work through internal staking pools and integrated DeFi protocols, earning passive income over time. This transforms dormant savings into yield-generating assets, mimicking pension fund growth—without the inflation risk of fiat-based systems.

Deflationary token model

ELDO has a fixed supply of 1 billion tokens and includes a built-in deflationary mechanism—0,003% of every transaction is burned. As the platform grows, token scarcity increases, potentially driving long-term value appreciation for holders, favoring early adopters and long-term participants.

Web3 retirement plans

Through smart contracts, users can lock ELDO into personalized NFT retirement plans, each acting as a secure, tokenized pension account. These NFTs track contributions, yield, and maturity timelines. Plans are programmable, potentially transferable, and more flexible than traditional pensions.

Education and knowledge

Eldorado Academy bridges the gap between crypto and real-world finance by offering Learn-to-Earn education modules. Users can earn ELDO while learning how to grow and protect their retirement savings using DeFi tools. This approach supports long-term user engagement.

Borderless and Inclusive

Eldorado is accessible globally, offering anyone with an internet connection a powerful tool to take charge of their financial future. Whether you’re a freelancer, digital nomad, or resident in a country with weak pension systems, Eldorado provides a universal, user-owned alternative.